We originate Reverse Mortgages for Maryland, Virginia, and the District of Columbia. Reverse Mortgages are an essential financial option to allow you to achieve financial security and stability. They can be seemlessly incorporated into a wealth management plan to increase the liklihood of its success. They are not for everyone, so it is imperative that you receive accurate information as to how they work.  We at Open Mortgage, Maryland, Virginia, and the District of Columbia, between Patricia (my wife and partner) and myself, have over 30 years of exclusive Reverse Mortgage experience.

 KNOWLEDGE IS POWER!  The more you know about the Program, the better off everyone is.  We are local to the Maryland, Virginia, and District of Columbia area and encourage face to face meetings.  We stress education, not high pressure sales tactics.  Please call us to discuss whether a Reverse Mortgage can be utilized to eliminate debt and/or provide supplemental funds for your financial future.   

Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

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Your Age

How does Age Factor Into The Benefits of a HECM?

June 14, 2018

If you or a family member is considering a Home Equity Conversion Mortgage, or HECM (also known as a reverse mortgage), you probably know that age is important; after all, FHA requires that borrowers be 62 years old to qualify.

But there are other reasons age matters,

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Five Tips To Help Your Yard Survive The Summer

June 5, 2018

No one wants to look out their windows to see a yard filled with brown patches, or pull in their driveway and be greeted by sad, thirsty flowerbeds. While the summer sun can test even the greenest of thumbs, there are some simple steps to give your grass and plantings a fighting chance during the hottest months.

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Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.


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