We originate Reverse Mortgages for Maryland, Virginia, and the District of Columbia. Reverse Mortgages are an essential financial option to allow you to achieve financial security and stability. They can be seemlessly incorporated into a wealth management plan to increase the liklihood of its success. They are not for everyone, so it is imperative that you receive accurate information as to how they work.  We at Open Mortgage, Maryland, Virginia, and the District of Columbia, between Patricia (my wife and partner) and myself, have over 30 years of exclusive Reverse Mortgage experience.

 KNOWLEDGE IS POWER!  The more you know about the Program, the better off everyone is.  We are local to the Maryland, Virginia, and District of Columbia area and encourage face to face meetings.  We stress education, not high pressure sales tactics.  Please call us to discuss whether a Reverse Mortgage can be utilized to eliminate debt and/or provide supplemental funds for your financial future.   

Use our free Life Expectancy Set Aside (LESA) calculator to educate yourself on the amount needed to set aside funds to pay property charges, including homeowners insurance, property tax, and HOA dues. A LESA sets aside a portion of your reverse mortgage line of credit for the purpose of paying these future charges, giving you peace of mind. (Enter annual amounts.)* Legal

Property Tax
Homeowners Ins.
Flood Insurance
Your Age

The Sandwich Generation—How a Reverse Mortgage Could Help

July 12, 2018

On the way to dropping your child off at soccer practice, your mind wanders to your to-do list for the next day, which looks something like this: pick up your mother’s medication, help make her next doctor’s appointment, and work with your eldest daughter to fill out college and scholarship applications.

Read More

Five Questions to Consider Before Hosting an AirBNB

July 11, 2018

In less than a decade, Airbnb has transitioned  from a trendy vacation method to a staple of modern day travel. As the travel season approaches, some will  be looking to save money at vacation destinations, while others might be converting their homes into Airbnb units for extra cash. Could Airbnb hosting be a good option for you and your home?

Read More


Reverse Mortgage


FHA Loans
203k Loans
Veterans VA Loan


Loan Originator
Office Manager
Lending Operations

Reverse Mortgage

Stability and success are important at every stage in your life. For those exploring the benefits of reverse mortgages, we understand that your families and your security are paramount. We provide quality, dependable customer care you can trust.

Buying a home

Open Mortgage also offers HECM for Purchase (H4P), which lets seniors 62 and older combine two financial transactions — a down payment with a reverse mortgage loan — to purchase a new home.

Refinancing a home

Take advantage of a lower rate that could reduce your monthly payment or change the term of your loan. Our outstanding customer service and commitment to provide transparent communications means that Open Mortgage makes your priorities our mission.


We Are Open Mortgage

    More Videos